ITIN PROGRAM
Individual Taxpayer Identification Number
Qualify full doc or 12-month bank statement for SE
No reserves required ≤75% LTV
2-Year income history
Valid U.S government issued ID
80% Max TV purchase – 80% Max LTV refinance
Loan amounts up to $1M
ITIN vs. SSN
Who needs an ITIN?
- Nonresident aliens who are required to file a tax return.
- Dependents or the spouse of a U.S. citizen or resident alien.
- Dependents or the spouse of nonresident alien visa holders.
Who needs a SSN?
- Any eligible U.S citizen over age 18 who receives income.
- Individuals who are not US citizens and are interested in working in the US.
- Individuals seeking to receive social security benefits.
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