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Jim is the absolute best! My situation was a difficult one and Jim assured me that I was buying a home. Jim and Casey went above and beyond! I would not hesitate one bit on contacting Jim, he knows what he is talking about! Gracias Jim!!! You are one of the bests!!!

Maria
Rating: 5

Amazing experience! Being self employed and using a VA home loan, i knew this was going to be a rough process. However, it wasnt. Tony took amazing care of me and assisted immediately with any questions i had. He guided me through the process and had innovative ideas to get the best deal possible for me. His communication is impeccable as i never felt in the dark at any time. I have now recommended Tony to other home buyers multiple times now and will continue to do so. If buyers go to anyone other than Tony, they are doing themselves a disservice. If I am ever in the market for property again, Tony will be my first and only call.

David
Rating: 5

It has been such an amazing and smooth experience working with Tony. Before Tony we went through 3 other mortgage loan officers with other lenders and have no regrets leaving them all for Tony. Tony is first and foremost respectful of you and whatever your situation may be. (My husband and I were first time home buyers with minimal home buying experience). He was patient in explaining everything to us and making sure we understood and were comfortable with every step we took. I will forever remember my first home buying experience positively thanks to Tony Schaefer. Tony, I don’t know you personally but I am sure you’re a great human being and you bring it into your work. Stay amazing. Thanks for all your hard work and patience.

Sophie
Rating: 5
Taylor and Sam were great! They were always quick to answer any questions I had and made the process smooth and simple. Highly recommend! 
Josh
Rating: 5

Our experience with Jerrid was nothing short of amazing! We had a unique situation when it came to refinancing our home and we were not sure what to expect coming into this. Throughout the entire process Jerrid kept us updated and explained each step so we know how everything was going. When we had Questions Jerrid was always there to respond and when we ran into bumps in the road he would stay connected with is until it was resolved! We couldn’t be happier with our experience and if there was an option for a 6th star he would’ve received it from me and my wife! 

Georgiy
Rating: 5

Jim is the absolute best! My situation was a difficult one and Jim assured me that I was buying a home. Jim and Casey went above and beyond! I would not hesitate one bit on…Read More

Amazing experience! Being self employed and using a VA home loan, i knew this was going to be a rough process. However, it wasnt. Tony took amazing care of me and assisted immediately with any…Read More

It has been such an amazing and smooth experience working with Tony. Before Tony we went through 3 other mortgage loan officers with other lenders and have no regrets leaving them all for Tony. Tony…Read More

Taylor and Sam were great! They were always quick to answer any questions I had and made the process smooth and simple. Highly recommend! 

Our experience with Jerrid was nothing short of amazing! We had a unique situation when it came to refinancing our home and we were not sure what to expect coming into this. Throughout the entire…Read More

Helped me from start to finish and went into detail on the things I needed and how to get them. Would recommend to anyone trying to buy a house! 

We need financial assistance with a main floor remodel while trying to lower our interest rate as well as wrap the loan together in one payment. Jon walked us and our contractor through the process…Read More

We received professional support and helpful on our first home purchase. Every question we had was answered in a timely manner. Jerrid Boutto, Katie and the rest of the team was easy to talk to…Read More

As a first-time homeowner, the process with Jerrid and Refined Lending couldn't have gone smoother. Communication was seamless, and he was able to answer all my questions and advocate for me every step of the…Read More

If you are looking an outstanding home mortgage team, you have arrived!! They get the job done in record time and go the extra mile when and where others can't. Mike and his team are…Read More

Arvold mortgage team and Refined lending were amazing and very helpful with my refinance.

Very responsive, open, and honest. In this market you need someone like Jerrid Boutto on your team. Swift pre approval letters on nights and weekends are an important piece in getting an accepted offer. Couldn't…Read More

The Arvold Mortgage Team is simply THE BEST at what they do. Mike, Riley, and Cari coached us through a couple of very unique situations and simplified a complex process. What impressed me the most…Read More

Jakob was incredible, I truly have no words for the job he did. Just an amazing person to work with.

Jerrid helped me with credit repair & getting out of an FHA loan & into a Conventional loan. He helped me get money out & a lower interest rate & monthly payment. I would recommend…Read More

The experience was one to remember!! Being first home buyers, all people told us was how difficult the process would be. But finding Jerrid helped our process fly by. He explained all of the numbers…Read More

Our online experience was timely, efficient and on target at all times. At our request the mortgage application was processed faster than usual so we could potentially advance the closing date. If given the need…Read More

Annie Moua helped my family with the purchase of our home. We were looking to buy our second home and received an abundance of help from Annie at Refined Lending. She was very informative and…Read More

Jon Hill was a pleasure to work with. He was very professional and prompt in answering any questions I had. I would and already have recommend him to anyone I know who is buying a…Read More

Jon was very easy and amazing to work with. Answered all my questions and totally walked me through the process.

Jon was really informative about all the steps we had to take and thoroughly walked us through the whole loan process. Thanks So much for all your help Jon!

Jon was great! Always available for any questions, always let us know what we needed to do! I look forward to working with Jon in the future, thank you!

He helped us through the process of refinancing our home. He made the process easy and everything went smoothly. It was completed way faster than I had expected! He was always available to answer any…Read More

Jon Hill assisted us in financing our first home. He was extremely responsive and professional. Overall, it was a great experience working with him.

Awesome experience with Refined Lending during my cash out refinance. Jon Hill was professional, accurate, and very thorough during the whole process. 3 weeks from the start of the loan process to being funded! A1

I would like to take this opportunity to thank Jon Hill from the bottom my heart. He made applying for a mortgage a breeze and now I am a proud homeowner because of his diligence.…Read More

I run a real estate team called To The Twin Cities that serves the entire twin cities metro, and help primarily buyers, and a lot of folks who are relocating to Minnesota. Michael, Bryan &…Read More

Prompt thorough 24/7 service from Jerrid at Refined Lending. I also recommend Jerrid to clients as he has taken very good care and done great work for several of my homebuyers within the last few…Read More

Aaron Oliver and the rest of the team are rock-stars! They're prompt, thorough and easy to work with. They definitely have the process dialed in. The whole refinance process was probably easier to do than…Read More

Mike and his loan team are super wonderful people to work with. They can do magic they were able to do possibilities they Switched my loan to second home and we closed in a timely…Read More

The whole process was very easy and straight forward. Jerrid did a great job with explaining everything and answering questions. He was always available and quick to reply. I would definitely recommend him!

Jerrid did a fantastic job in helping our first time home buying client getting into her first home. Great service, great programs, and great follow up!

Jerrid is amazing to work with!!! I love how quick he is to reply back on my emails and texts!!! If there's something I'm unsure or my client is unsure he does such a wonderful…Read More

Sam was great to work with, he really help us threw the process. Made it so we could understand the process. This stuff is confusing and he really took the time and understanding with all…Read More

Jerrid is timely and responsive. He is focused and ready to make a transaction possible. He has taken feedback well and provided information when I need it. I see him as an asset to the…Read More

Sat with Jerrid to look over my buying power. When I’m ready to buy I know where to go!

Jerrid and his assistant did a wonderful job with my client Christina. She was a first time homebuyer and he really walked her through the process from start to finish. We closed on time and…Read More

Buying a home can be stressful, especially your first home. Jerrid was there to answer all my silly questions no matter what time or day of the week it was. He gave me some confidence…Read More

Jerrid is very knowledgeable and really helped me understand the whole process. Highly recommended!

I’ve been shopping around for lenders for a near future purpose. Once I find the right property, Jerrid will 100% be the guy. Can’t wait!

Jerrid is a very knowledgeable lender and super responsive. Jerrid is the man to go to. Always helpful and answered any questions I had. 

Jerrid was highly knowledgeable about the refinance process, and guided and educated me on the process the whole way through. Even though it didn’t make sense for me to complete the refinancing at the time,…Read More

Jerrid has such a calm, professional way of offering his services. I’m so happy my clients can trust and have open communication with Jerrid, he is my go to!! Always delivery efficient, fast services with…Read More

Very informative, open, honest and punctual.

Went to Jerrid to help with my refinance and instead of treating it like an easy sale he guided me to do a HELOC instead as it fit my needs better for my current situation.…Read More

When it comes time to purchasing a home I know Jerrid will be there to help me with that. 

I’ve spoken with Jerrid several times in preparation of my upcoming refinance and he has been extremely helpful and informational. Looking forward to finishing the deal, thanks Jerrid! 

Dustin was so helpful! So many details and he simplified them. He was very thorough and informative from start to finish. Thank you Dustin! 

Jerrid was an awesome person to work with. Our first meeting was at a brewery and I knew the. That we were on the same page!! We sat down and he listened. Then when got…Read More

Jerrid was quick to get the team in gear, always made himself available, worked to find ways to suit what we needed to get through the process, and was knowledgeable to answer any questions we…Read More

John spent an extensive amount of time finding out the best solution for my life and families needs. He went above and beyond to source various options and came up with back up plans and…Read More

David was wonderful to work with. We bought two properties at the same time and worked with him to obtain both mortgages. He was always easy to get ahold of and had great communication throughout…Read More

As first-time home buyers, we had many questions and Jerrid was available for them day or night! Always responding in a timely manner, very knowledgeable and personable. He made this experience enjoyable and is a…Read More

Jerid was awesome he went way above and beyond.His attention to detail and everything was impeccable I would recommend him in a heart beat. It was my pleasure working with him.

Sam Rickenbach is extremely professional and it’s clear that he wants the best for his clients. He goes above and beyond for them and I would absolutely recommend him to all of my family and…Read More

My partner and I have been working with Sam R and have had a wonderful experience! He is responsive, professional, and has made the pre-approval process a breeze!

I have had a great experience working with Sam Rickenbach. He has made the pre-approval process simple and stress-free!

We had a great experience with Carolyn Mayberry and her team at Refined Lending. Carolyn always responded quickly with clear information, and made the process go smoothly as we worked to buy a property in…Read More

We worked with Sam Rickenbach to refinance our house over the summer. He was very helpful throughout the whole process, was super responsive when we had questions, and worked hard to make the process quick…Read More

If someone out there is looking for a Mortgage Banker Organization, look no further than Refined Lending. The team I've been working with, Sami Ragsdale, Wendy Guerrero-Cruz and Mike VonBank (heck, the guy even has…Read More

Jerrid was awesome to work with. He was very patient when unexpected delays hit, and was instrumental in getting the gift equity letter figured out. Great attention to detail and communication. Thanks Jerrid! 

First time home buyer and I already know this is the best customer service I will ever have. 

Bryan was the 3rd lender we worked with and not only did we get the best deal with him, the process was so much faster and easier with him than with anyone I've worked with…Read More

Jerrid has, bar none, one of the highest levels of customer service I’ve ever experienced. Having worked in customer service myself, I have exceedingly high standards - Jerrid went way above and beyond that. His…Read More

Jerrid was always available to answer all my questions and to assist me in filling out all my paper work. Jerrid is a very competent young man who wants only the best for his clients.…Read More

Absolutely fantastic, quick and easy. John was great to work with and kept me informed the whole way through. Highly recommend!

Bryan has been a great counselor and sounding board throughout 2 different mortgages & a refinance with me. He is always responsive and willing to explain the details behind the decisions. I have operated with…Read More

I was recommended from my realtor to the Mike Arvold team and I am more than satisfied. I worked closely with Jerrid Boutto. Being a first time homebuyer I had no idea where to start…Read More

Bryan was great. He was always very quick to respond to our questions, and never made us feel silly for asking newbie questions as this was our first home purchase. Highly recommend.

Bryan has helped me several times refinance my home as well as my office condo. He was able to get both completed in about 3 weeks. Amazingly fast and no hassles at all!

Mary was seriously the best! Friendly! Organized! Available! Informative! Knowledgeable! She never missed a beat no matter the time of day or night, and she knew the answer to every question I had and always…Read More

I recently bought a condo with Refined Lending, and working with them was absolutely amazing! My lending team so was responsive, so professional, and so excited to help me buy my first home. They advocated…Read More

I have worked with Mary both as a fellow real estate agent and as the mortgage adviser to my homebuying clients... and she's absolutely top notch. Meticulous, detail oriented, dedicated and diligent. Nothing gets overlooked…Read More

Bryan was so helpful when I was considering refinancing our home. He answered all my questions and had our refinancing done in 27 days. He was awesome and have referred him to friends! Thanks Bryan! 

Jerrid has become such a great Mortgage Banker. I would recommend him to anyone and everyone. He refinanced my mothers home and she couldn’t be happier. Here’s to your continued success

Chris Forest works hard to support his client's needs throughout the lending process. He strives to earn their trust and maintains a high level of professionalism.

Such a great experience! Chris Forest was extremely professional and I would highly recommend!

I worked with the Mike Arvold Team due to a recommendation from my realtor. I stayed working with them because Jerrid Boutto's professionalism. Jerrid put into perspective what the costs would be in different, realistic…Read More

Look- as a first time house buyer- all of the steps to get the keys can be stressful. But if you want less stress go with Jerrid and his team at Refined Lending. He was…Read More

This was the best Experience I’ve had with a lender! Friendly experience and Quick responses by Dustin Christen. Very knowledgeable about my questions and always had my interest at heart. Would recommend him to all…Read More

Fantastic!

The Best! Jim did a great job on the refinancing of our home. Restored my faith after a previous awful experience with a major loan company out of Detroit. Communication was great. Did not have…Read More

Chris Dunn was amazing in helping me through the first-time home buying process! It was incredibly important for me to feel like I trusted my lender. Chris talked to me in terms I understood and…Read More

My wife and I had nothing but an optimal experience with Bryan and the team at Refined Lending. From day one, the team took the time to answer our questions along with continuing to support…Read More

We have worked with Bryan Kiani for over 12 years, purchasing multiple properties and referring numerous clients & friends to him over this time frame. He consistently exceeds our expectations with outstanding service, attention to…Read More

Chris was very helpful all the way through a daunting process. He made it as easy as possible and worked with my difficult situation. His pro-active approach with communication built a trust I have recommended…Read More

Mike and Wendy at Refined Lending were easy to work with and professional throughout the whole mortgage process. As we went through a quick 1 month process from pre-approval to closing, they communicated with me…Read More

My experience was nothing short of amazing. I was made a promise that Bryan could get me a home and he did just that. When I first started my home buying journey I was with…Read More

Sam is an up-and-coming energetic young man I would do business with him anytime 

Sam is an exceptional LO. The quality of service he provided is top notch. He's knowledgeable about products and explaining everything every step of the way. I've recommended Sam to all of my friends and…Read More

This has been my third time working with Carolyn and I just wanted to make sure she was recognized for her hard work and amazing work ethic in helping me. Ever the professional, I am…Read More

Sam is an up-and-coming energetic young man I would do business with him anytime 

Sam is an exceptional LO. The quality of service he provided is top notch. He's knowledgeable about products and explaining everything every step of the way. I've recommended Sam to all of my friends and…Read More

Sam was helpful from the very beginning by explaining the WISH program and other loan information. He was always informative, professional, knowledgeable, helpful and always available for my calls and questions. He answered us on…Read More

Mike and Ann Spindler were wonderful to work with. They were always prompt to help me and answer any questions I had during the process of buying my home. Their professionalism and honesty made everything…Read More

We had the absolute best experience with refinancing our home with Tony Schaefer. He was very attentive, organized, and prompt with responding to our questions. He took the time to deal with our abundance of…Read More

Bryan Kiana went above and beyond to help my dream come true of purchasing a home. He always respnded quickly to any questions I had along the way. I would definitely recommend him to any…Read More

Working with Bryan and his Team at Refined Lending over the years has been great. We recently moved to Eden Prairie and used Bryan for the 2nd time on our home loan and that was…Read More

Extremely friendly with outgoing personality. Helped us through the whole process with ease and kept us up to date with information. Pleasant experience all around! Would highly recommend Jerrid to everyone I know. 

Bryan and his team are the absolute best. Bryan was super responsive, knowledgeable, trustworthy and enjoyable to work with. I have, and will continue to recommend him to all my close friends and family. 

Bryan Kiani & Mike Spindler - The BAM Team have been absolutely amazing business partners. As a Real Estate Agent I need to know my clients are in the best hands from start to finish.…Read More

Dustin was absolutely a delight to work with. From the beginning to the end he held my hand and walked me through the process. It was a seamless process and he was always available to…Read More

Bryan Kiani and team have been my trusted lending partner for the past 8 years! I always know my clients are in good hands when working with him and receive the highest level of service! 

My real estate team and I work with the Refined Coon Rapids Team frequently. Their entire team is professional, personable, and extremely responsive. We have enjoyed placing countless clients in the care of Mike, Aaron,…Read More

Bryan Kiani and his team are truly top notch! They have gone above and beyond for me, and I am forever grateful! Bryan's industry knowledge and experience really helped in some tricky spots. I highly…Read More

Bryan Kiani and his team are truly top notch! They have gone above and beyond for me, and I am forever grateful! Bryan's industry knowledge and experience really helped in some tricky spots. I highly…Read More

I just wrapped up another deal with Jerrid and he continues to impress me with how he conducts his business. He’s always responsive, and promptly finds answers for questions he does not know. His communication…Read More

Dustin was an absolute pleasure to work with from the very beginning right until the end. He was honest with me every step of the way and was there to answer any questions I had,…Read More

Jerrid took on my portfolio mid-way through my home search, and I could not have wished for a better broker to do so. He incredibly knowledgable and is still answering my questions to this day.…Read More

Jerrid and Jessica were wonderful to work with. The whole process was way quicker then I expected plus I got a weekly update letting me know where we were at in the process. Jerrid was…Read More

It was a great experience working with Jerrid and his team! He was incredibly responsive and informative, which helped ease our nerves a lot as first-time homebuyers. It was a seamless process and the weekly…Read More

Bryan has been a pleasure to work with and has been one of my trusted lender partners. He is thorough and impactful with his work. Thanks Bryan for all you do and continue to do…Read More

Great Team that always gets back to you with answers!!

Bryan Kiani and Mike Spindler have never let me down as a real estate agent!! We have always gotten the transaction to closing and had fun while doing it! They are professional and positive people…Read More

As a realtor, I understand how important for home buyers to have a local lending source that is reliable, knowledgeable, and works in the best interest of the home buyer. Refined Lending has been flawless…Read More

BAM team is great! They are knowledgeable and make the whole process fun!

I rarely have the opportunity to work with a lender that carries a sense of humor and a high level of knowledge about the mortgage process…as crazy as that sounds. Typically there is a trade…Read More

Bryan Kiani is my go to guy! Not only professionally being a Real Estate Broker but also personally. Bryan’s customer service with my clients that I send his way is top notch and everyone is…Read More

I have worked with Bryan for a little over a year now and I can say that he is a master at his craft. I truly enjoy having him as part of the team. He…Read More

We had the best time working with Tony Schaffer at Refined Lending, for our first time home-buying. He was attentive, detail-oriented, responsive, and always set realistic expectations for us, in buying our first home. And…Read More

Jim Palmer worked with me and he did not give up on me I really appreciate the hard work and dedication he put in thanks Jim

Go see Chris Forest. He is excellent to work with. He answered all of my questions in a timely and professional manner. They had everything all set up 2 weeks before closing and made my…Read More

Highly recommended!! Jon Hill was very easy to work with and helped me through every question I had. If anyone is thinking about working with a lender, Jon can help. Thank you Jon!!

Jon Hill and his team are absolute professionals, it was a pleasure working with them. 5 stars

As a person who has valued excellent customer service, and works in professions that require it - I say Jon tops us all! Jon is professional, personable, caring, and knowledgeable - ALL OF THE TIME!…Read More

My husband and I have had a great experience with Refined Lending so far and it’s only just the beginning. Sarah Adams introduced us to Chris Forest, who is a well educated and professional loan…Read More

So easy to work with professional and super responsive!! Jon is the man to go to!!

The best experience I've ever had, Jerrid team was fast, have excellent communication, accessible at any time, respectful and professional. Thanks!!!

Jerrid and Chan S, Worked hard to help me find my new place. Jerrid's Team were very helpful all the way up to closing on Tuesday 8/31. Both Chan and Jerrid's teams were very helpful…Read More

My experience with Fritz as my mortgage banker was nothing but exceptional. He was very hands on and helpful with all my lending needs. He made it clear from the beginning that if I had…Read More

Jerrid was our loan officer for our first time home purchase and the experience we had with him was amazing. He answered our questions right away and was always willing to explain to us. We…Read More

Sam was absolutely fantastic! I had many questions and he was patient and knowledgeable every step of the way. He made us feel like we were his top priority and his communication was absolutely excellent.…Read More

Jon Hill was great to work with. Very glad I was able to have him by my side. Thanks for everything Jon. 

Sam and Chris took care of virtually everything for me and made the process EASY! And Chris came back to me after the first time when the percentage wasn't low enough for me to refinance,…Read More

I want to thank Jerrid Boutto and Chan Slettehaugh for their hard work and made it possible for me to close my home. Jerrid Boutto worked so hard to make sure I was able to…Read More

Sam was phenomenal. I am an agent in Indiana and we had a mutual client. He handled everything throughout the process professionally as well as promptly. I was very happy with out transaction and will…Read More

Jerrid had helped me with a refinance and I just want to say he is an amazing employee. Jerrid went above and beyond. He clarified all the procedures and made me very comfortable with the…Read More

Sam was great! Very helpful in us understanding the process, and very helpful with us planning the whole thing so we could determine both our budget and interest rate. Thanks Sam! Our adventure started with…Read More

Sam was punctual, helpful, and responsive. He made sure we got all of our paperwork done ahead of time so day of we just had to get the transfers done

I don’t have enough nice things I can say about Sam. He walked me through the process every step of the way. From our perspective he was available 24/7, and answered the same questions multiple…Read More

If you're looking for a mortgage banker, Jared is your go to guy! He made purchasing my first home a breeze! Jared checked in weekly to see if I was considering any houses and would…Read More

Jerrid Boutto from the RL team is the complete package for anyone even remotely thinking about buying a home. His knowledge about everything you'll have questions about during the whole process is a very comforting…Read More

Since the beginning it was a very easy interaction Marco was able to get our numbers to a better deal, and a better house for the wife which was the end goal, Sam was also…Read More

Jon Hill from Refined Lending is an absolute dream as a Realtor to work with! Put simply, his knowledge of the industry and his unprecedented communication skills provides all my clients the level of comfort…Read More

I had dealt with a few lenders in the past and they were all pale in comparison to the satisfaction of working with Jerrid Boutto. Right from the beginning, Jerrid's personal touch and attention to…Read More

Fast and friendly Assured I got best rates Available to answer my questions and help me as needed . 

Topnotch Personable Quick response Kept me informed 

Jerrid is hands down the best person to work with when buying a home. He took the time to get to know us and what was important to us. We had some challenges in being…Read More

We had an awesome experience with Refined Lending. Mike was such a positive in months of negatives. Buying a home during a pandemic was super stressful, but Mike was there every step of the way.…Read More

Wanted to get refinance and get cash out to do some home improvements. Based on my situation that was not possible. Chris was very honest and explained to me that there were still huge benefits…Read More

Jerrid Boutto and the entire RL team were AMAZING. As both a Realtor and buyer, I saw firsthand their hard work and attention to detail. Jerrid was able to get our loan to close 3…Read More

Jerrid made the pre-approval process super easy and was extremely flexible to work with! It was very easy to communicate with him and any minor issues were resolved promptly. Thanks to everyone at Refined Lending…Read More

Chris’s performance during our refinance was amazing. He maintained communication through the entire process and always had a possible solution prior to presenting an issue. This is the second time we have worked with Chris…Read More

Jon Hill helped us with our recent refinancing. Couldn't be happier with the efficiency, outcome and advice we received from Jon. We will return when/if there's a need in the future. Thanks Jon!

My fiancé and I were able to purchase our first home thanks to the amazing work of Jon Hill! Jon was extremely patient with us and walked us through every step of homebuying. Jon was…Read More

Jon Hill did a totally awesome job. He walked us through the whole experience. He explained the process and addressed all of our concerns. He made himself available for after hour discussions and performed follow…Read More

Awesome experience. I have used Chris 3 times for mortgages. He has been great every time. Thank you again Chris!

Jon then the years, Jon has done a Mortgage and 2 refinances. Outstanding in his field. Really knows the loan business. Knows how to help and very reassuring when things aren’t going as smoothly as…Read More

If you want to lower your house payment without even leaving your couch, and have all the information you need without feeling confused, then Jon Hill is for you! We never left the house, got…Read More

Jennifer L. was great to work with. The refinance process went very smooth. She is very knowledgeable and answered all my questions and offered a variety of solutions. So nice to work with someone who…Read More

David Kelly was an amazing partner, and was able to get my property refinanced when no one else could. My situation was fairly complicated, but David took the time to look at approaches that other…Read More

Everything was done in a fast and professional manner, most documents were signed online. They were available for questions and guidance along the way.

Jennifer was wonderful to work with, our mortgage was pretty complicated and Jennifer was able to work through it perfectly. She was professional, prompt and kind. Thanks!

Very easy to work with. The entire process was quick and simple! Thank you

I worked with Jennifer Lehnen to purchase my home. She was helpful throughout the entire process. She not only made sure she was available nights and weekends to answer questions and run payments but she…Read More

Professional, simple process, they made it easy for us.

Awesome and so easy to work with. Was running and working around the clock to get my numbers as I requested them. Very helpful in everyway possible. Wife and I enjoyed working with Jerrid very…Read More

Excellent service. always available for questions and concerns. went above and beyond to ensure the best deal and understanding. very pleased with Chris and his team for our new home.

Big thanks to Jerrid for helping to sort out my refinance. He went out of his way to get me the best rates available. Jerrid was always timely with his responses and worked well with…Read More

Jenna Toedter was such a great partner to work with when buying my first home! She explained everything I needed to know about the home-buying process, connected me with a top-notch realtor, and carried me…Read More

Jon Hill helped me twice refinancing my house, and both times there were some extremely challenging parts in both. Jon was absolutely fantastic in securing every detail and working tirelessly to make sure that the…Read More

Sam German is great to work with! We just got our loan and the whole process was no stress. Communication is A+, service is A+. Sam took care of everything! Thank you! 

The refinancing process with Mike Arvold was so simple! He was incredibly knowledgeable and efficient. Every step in the process was made easy for us! We saved a TON of money! THANKS 

Kelly and John worked their tails off to get me refinanced, even though we ran into a few obstacles along the way. Tomorrow I am closing and I will be saving over $1,000 a month…Read More

Very attentive service. I randomly called them, all associates were busy, so the manager Nate picked up. He took our refi the distance even though he was the manager. Not only was the service awesome,…Read More

Jen was awesome from the start. She introduced herself and was ready to work with me. Is my first home and even though I made some not so good decisions jen was there to safe…Read More

Great experience through the whole process. I know I'm always getting the best deal with Nate. He's also able to answer any questions we had along the way. Thanks Nate! 

I have had Mike work with me three times and I can say that Mike is an A1, caring, professional who not only knows his job very well but also will tirelessly work for his…Read More

Extremely efficient and knowledgeable service. Processing my refinance with Sam couldn't have been easier. 10 out of 10! 

Very good worker letting me know everything about my loan. 

It was a pleasure working with Marco and Sam, from beginning to end the process was very smooth. I will definitely keep this Lender in mind for my next purchase. 

I refinanced twice this year, he was amazing and saved me a boat load of $$$, thanks Jon Hill

I was so fortunate to be referred to Jon Hill to help me purchase my new home. I was under so much pressure to find a new house fast and get a loan for it.…Read More

I had the pleasure of working with Jon Hill for refinancing my mortgage. He was very knowledgeable and thorough throughout the entire process. He took the time to go through and explain the different term…Read More

Jon Hill has made the process of both my purchase and my refinance a total breeze! He's not only knowledgeable but for lack of a better term... Jonny on the spot! I refer everyone I…Read More

Jerrid Boutto helped me refinance my home. He did an excellent job explaining everything I needed to know when refinancing including what my rate, and all of the other information. I felt very comfortable and…Read More

I worked with Nate for my Mortgage, as I am first time home buyer but I really felt very good at every step during the process.

Sarah and Alexa have been nothing short of amazing! They do a fantastic job marketing, recruiting, new hire onboarding, social media, you name it, they hit it out of the park every time. The passion…Read More

John Kinkease & Kelly Woodman were great!

Jon Hill was a great loan officer!

Jon Hill was great!

Jon Hill and his team was absolutely fantastic to work with. This was our second time refinancing our house with him. He made the process easy and got my wife and I a great rate…Read More

Jon was a pleasure to work with on our recent town home purchase. If I could give 7 stars I would.

I've closed numerous transactions with Jon Hill and he always does what's best for our clients! The clients are always happy and there are never any hiccups! Thanks Jon. 

I had the pleasure of working with Mike Spindler, Katie Pennaz, and Ann Spindler. Overall a great experience. As a first time homeowner, there are a lot of questions you have or problems you can…Read More

Jerrid is awesome! If you are looking for a new mortgage loan or just looking to refinance, contact Jerrid. I recently refinanced my mortgage loan with Jerrid. The entire process only took about 23 days…Read More

I got my mortgage through Nate about 4 years ago, and It was such a fun experience I decided to talk to him about refinance this past year. I worked with him and Teri and…Read More

Fritz Barlage was excellent and really helpful. He made the refi process smooth and easy to understand. Thank you so much. 

Nate and his team provided exceptional service through all phases of my refi from start to finish. They all went the extra mile for us to keep us informed on each step and what to…Read More

We have used the Arvold team twice now in the last 14 months, once on our new construction house and then to take advantage of the lower rates thru a refinance. Mike, Carolyn and Cari…Read More

Overall great experience 

It was great working with Fritz on the refinancing of my home. He was incredibly patient with my schedule and was professional the entire time. When I had questions; he was there to answer them.…Read More

We have worked with Nate multiple times and his team and I can not say enough how much we appreciate the professionalism and extra steps they go to take care of us. We tell everyone…Read More

Nate Raich and his team did a great job! This is our 3rd refinance with them and we had used them for our primary mortgage. The process was smooth and painless. 

It was a great pleasure to work with Chris Dunn on my recent refinancing. Chris did an excellent job of keeping me informed of the process, reaching out quickly when additional information or clarity on…Read More

Denise Wagner is the epitome of customer service. 11 days (9 business days) after my first meeting with Denise, my cash-out refinance closed!! Denise told me exactly what the loan parameters were, provided a list…Read More

Fritz was incredibly helpful and professional and he made the process of refinancing my mortgage as painless as possible. He was readily available to answer any questions I had and helped guide me throughout the…Read More

Mike Arvold and his team were wonderful to work with. I was referred to them through a friend and I'm glad I followed that lead. With less than 30 days to move we finally found…Read More

John Kinkeade was so fast and efficient in helping us refinance. I appreciated his texts, emails, and phone follow-ups to make sure we had the information we needed and to help us stay on track…Read More

I recently refinanced my mortgage with Refined Lending and I must say Jennifer Lehnen really came through helping get my deal to the table. When she was alerted to the issue she was able to…Read More

I had the pleasure of working with Mike and his Team. They walked me through the process step by step and made sure I understood what was happening. They were very professional and pleasant to…Read More

Mike and his team are awesome! Excellent customer service and incredible efficiency with our home refinance.

If I can give more stars, I would! The process has been amazing and the staff, Jack and Mike has been great and patient. I’d had let down from other banks/lender and Mike was able…Read More

Mike made the process so seamless from the 1st time we talked. He was professional during the entire process and so kind. I will definitely recommend Mike and the team at Refined Lending. 

The Arvold Team was great to work with while searching for my first home. They were quick with responses and always helped with any questions I had as a first time home buyer. I would…Read More

I rate Refined Lending’s service highly. Our loan process was very smooth and professional and creative in these times of pandemic.. 5 Stars! 

Mike Arvold and his team were fantastic to work with. Mike is very friendly and works efficiently to deliver exactly what you want/need. He beat the refinance rates being offers by my credit union by…Read More

  Always there when you need him and a true professional in his industry. Every step of the way you feel in good hands and know you are working with one of the best. Always…Read More

I was trying to refinance since October of 2020 and 3 other lenders turned me down to refinance. Each of them had their own excuses which was really we frustrating. I got in contact with…Read More

Mike has helped me immensely with my refinance and was extremely prompt and professional throughout the whole process. Customer service is at the forefront of Refined Lending, and I will continue to use them for…Read More

Mike was amazing to work with and made the refinancing process as easy as possible. There were several bumps in the road due to COVID and me being on leave from work, but they worked…Read More

Had a very pleasant mortgage experience. Mike and his team worked hard to get us financed and were very professional during the process. I will definitely used Refined Lending again in the future.

I recently came on board at Refined Lending in January 2021. Making a career change is always a stressful event but I can honestly say that the team at Refined Lending handled the transition perfectly.…Read More

Recently, I made the move to Refined Lending. Moving companies is never easy, and you always hear the grass is greener on the other side kind of stories. From my first day here to a…Read More

I recently came on board to Refined Lending and couldn't have had a smoother transition as I took on the complex task of getting acclimated to a new company. I had multiple managers to support…Read More

Nate, I just want to send a quick note to say thank you and let you know what a pleasure it was to work with you all. I had an equal offer for the refi…Read More

I have worked with Mike and team on both of my home purchases. Mike is always available for questions and responds quickly no matter how many questions I had! Closing went very smooth!

Couldn't ask for a better experience when refinancing a home. Dustin made it extremely easy for us to get it all done.

Mikes team was great to work with. Any time of the day, any questions asked they would get an answer for us. They made the process of relocating and buying a new home easy!

The service Mike and his team provided throughout our refinancing process was top-notch. They kept us informed every step of the way and responded to questions promptly and with the utmost professionalism. I would highly…Read More

I worked with Carolyn Mayberry and team and I can tell you with 100% sincerity - she made something I knew virtually nothing about (buying a home) and made me feel like an expert! She…Read More

I worked with Jennifer Lehnen to purchase my dream home last year. Initially we were working with another Lender. Jennifer was able to get us a lower rate by .5% saving me thousands over the…Read More

Jerrid and the Arvold Mortgage team made our home refinance process as simple as can be! From start to finish it was completed in under 30 days. My family and I will continue to use…Read More

Mike and his crew helped us buy our home 3 years ago and refinance last year. He made it very easy for us since we didn't know anything about buying or refinancing. Very responsive and…Read More

Dustin was a Great help with our refinance !! Answers the questions we had and coming to us to make things a lot easier with our busy lives these day. Shout to you Dustin!! Thanks…Read More

Mike Arvold and his team made the refi process as easy as possible. Wonderful customer support . Simply the best. Thank you so much.

Our refinancing experience with Mike and the entire Refined Lending team can be summed up in one word: "Seamless!" From start to finish, we could not have asked for a better experience. They have our…Read More

I worked with Mike and the Refined Lending team when I purchased my home and also to refinance last year. They are fantastic to work with! They are friendly and helpful. My questions were answered…Read More

Dustin helped us with our home refinancing and he was so knowledgeable and really great to work with! He made the process easy and answered every question I had. I would highly recommend Dustin as…Read More

Working with this team was the easiest experience for refinancing our house. They answered all of our questions and explained everything clearly. I would recommend Mike and Refined Lending to everyone I know, and we…Read More

Mike, Jessica, Cari and Cindi did and outstanding job on our refi. We had unforeseen roadblocks pop up from past events where things where not done properly. The team worked through the roadblocks and where…Read More

It was an absolute pleasure working with Jim Palmer on my home refinancing. Jim was easy to communicate with, was thorough and answered all my questions in a professional and timely manner. Jim worked incredibly…Read More

By far the most competitive pricing. They will be my first call for years to come. Customer service was exceptional! .

Shout out to Mike and his team for making our dream home become a reality. Their dedication, expertise and commitment are just a few of the great qualities that come to mind, and the customer…Read More

I was directed to Jessica Russo waaaay back in October of 2019, when I made the decision to purchase a home that following Summer. I was pretty nervous, as this was my first home-buying experience…Read More

Carolyn Mayberry and Team did an absolutely OUTSTANDING job on my mortgage refinancing! Her communication was professional, frequent, clear and friendly. Any questions I had were answered promptly. During the process I had zero delays,…Read More

This is my first time buying a home and Dustin did a great job helping walk me through the process and being there whenever I had questions or needed something. He explained everything in great…Read More

Mike and his team made our closing process as smooth as could be. If a stress free experience is what you're looking for the decision to work with the Arvold Mortgage Team is a no…Read More

I am so thankful for Mike and Jack to help us with our first home! Mike and team have been 100% committed, honest, and works around the clock to make the home buying process as…Read More

Carolyn Mayberry and her team are just excellent to work with. Their customer service skills are very prompt and professional. Carolyn made what typically can be a stressful time quite very manageable. Thank you to…Read More

Mike, Carolyn, Cari - Exceptional customer service, completely transparent. Always ready to explain financial language by making it easy to understand, provided expert advice and answered any questions I had no matter the time of…Read More

Mike and his team are awesome! Mike's personal commitment to the quality of work he produces and passion to only serve his clients with his best are admirable and wholeheartedly felt. He is outgoing and…Read More

Mike Arvold was absolutely wonderful to work with. He made refinancing our home an easy experience! Mike was available at all hours and always responded very quickly with any of my questions.  

WOW! Dustin was awesome, his knowledge and professionalism was second to none. I would recommend anyone to work with him. Thank you!

Mike was really great to work with from start to finish. I was refinancing my home and After attempting to work with a different company I was recommended to mike and he got the job…Read More

Mike and his team are absolutely amazing! They made the purchase of my first home very easy and were able to answer any questions that I had along the way. I learned more from them…Read More

I had previously had issues closing on my property and decided to give a "local company a try." I stopped in the office in Blaine after work one day without an appointment. David sat down…Read More

Carolyn Mayberry was very helpful with all of our questions and detailed in her responses to ensure we understood the process. She was always quick to respond and secured an awesome low rate for us…Read More

Dustin was professional, responsive and made everything easy as could be for me. Thank you and keep up the good work!

Mike Arvold and his team are wonderful! They answered all our our questions very efficiently and never felt like we had to handle all the paperwork on our own. Mike will fight to get you…Read More

Mike and his team handled our refinance. We were able to cut years off our mortgage, lower our rate, eliminate mortgage insurance, and save many many thousands of dollars over the term of our loan.…Read More

Thank You Jessica Russo! You made our refinance a breeze. I highly recommend Refined Lending. Jessica made the process quick and painless.

Mike and "The Arvold Mortgage" team have been one of the most efficient, customer oriented, and streamlined services I have encountered in a while! Mike, Carolyn, and Cari were all super personable, professional, and very…Read More

Just a quick THANK YOU to Mike for the above and beyond work you went through to make closing happen today. You are truly amazing and more appreciated than you will ever know. THANK YOU!

My husband and I recently refinanced our current mortgage to a lower rate and working with Mike made things easier than we have experienced in the past. I would highly recommend working with this company…Read More

Thank you Dustin Christen for all your hard work. Dustin was always on top of it, he called to see if we needed any help or had any questions. He kept us updated on everything.…Read More

My husband and I recently refinance with Mike Arvold and his team after THEY reached out to US because the interest rates were at an all time low! Because Mike and his team go above…Read More

Mike Arvold is an outstanding loan specialist and knows exactly what he's doing. He is confident in his abilities and will work tirelessly to get the job done for anyone. I will personally recommend Mike…Read More

Mike and Carolyn guided us through this process seamlessly. Buying a home is a memory you don't forget; so happy we worked with them!   ~Tracy P

I want to thank you for introducing me to Dustin. He has been wonderful and always goes the extra mile. I would definitely recommend him to others I know in need of a home or…Read More

Mike Arvold is a rockstar!! This is the second time we have used Mike for our financing and each time he is consistent and available at all hours of the day! We never have any…Read More

Mike Arvold continuously creates an exceptional experience! This is my 3rd time using Mike to purchase or refinance and EVERY time has been perfection. No one better in the industry. Hands down the hardest working…Read More

Worked with Jess on purchasing my first home. She was very helpful and informative. Any question or concerns I had, I could reach out to Jess and she would answer right away. Very great customer…Read More

John was absolutely wonderful to work with from the very start when we began shopping for a home mortgage. He was never pushy and was always available at anytime, day or night, to answer any…Read More

This was my wife's and my first home and we were very happy with our experience working with Nate. He asked the many questions we had through the process. He was also patient with us…Read More

Mike and his team were very helpful , patient and professional. Our family had some preparations to make to get ready for the purchase process and Ben guided us from the beginning to make our…Read More

Mike Arvold was absolutely wonderful to work with. He made refinancing our home an easy experience which is not often heard of in the mortgage business! Mike was available at all hours and always responded…Read More

Mike was great to work with and answered all my questions! Quick response time, friendly, professional and always available! Also has a great support staff!

Nate and his team were excellent! They guided us through every step of the process with the utmost professionalism and went the extra mile to take a lot of the leg work out of the…Read More

I worked with Nate for the purchase of my first home. Knowing very little about the process, Nate was very helpful and knowledgeable. He walked through every step along the way and took care of…Read More

Nate's experience and expertise has been a great resource. His passion for people and the business is made clear through his availability and wiliness to talk about different aspects mortgage products/processes and real estate buying/selling.…Read More

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