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Designed for the Self-Employed, Investors, and Foreign National Borrowers.

The Most Competitive Jumbo Prime in the Market
Jumbo Prime
  • Lender Credits can be applied towards Broker Comp
  • Business funds can be used for reserves (Must be 100% owner)
  • Transferred Appraisals OK
  • NO MI, Impounds can be waived
  • C/O up to $500K
Qualify with letter of good standing with current financial institution or international credit report
Foreign National
  • 1 to 4-unit properties
  • Loan amounts up to $2M
  • No income, job, or credit required
  • No reserves required < 75% LTV
  • Non-Owner Occupied only – Condotels/Pudtels Allowed
  • 5yr/7yr ARM & 30-year Fixed
  • 70% Max LTV Purchase – 65% Max LTV Refinance
Qualify with enough liquid assets to cover the loan balance
  • Borrower does not have to be currently employed
  • Only show two months of statements for qualifying account
  • Down to 600 credit score
  • 75% Max LTV Purchase – 70% Max LTV Refinance
  • Owner-Occupied only
  • Can use Liquid Assets
Qualify with Most Recent Personal or Business Account’s Bank Statements
3 Month Bank Statement
  • Up to $3M Loan Amounts
  • 75% Max LTV Purchases – 70% Max LTV Refinance
  • Self-Employed Borrowers Only
  • 675 or greater credit scores
  • Owner Occupied Only
  • First-Time Home Buyers considered at lower LTV
  • Transfers can be used for qualifying income
Available on SFRs, 2-4 Units, Condos, Townhomes, Condotels, and Non-Warrantable Condos
Investor Cash Flow
  • Loan amounts up to $2M
  • Non-Owner Occupied only
  • No reserves required < 75% LTV
  • Reconciled rent estimate based on 1007 or lease agreement
  • No income or job verification
  • 5yr/7yr ARM & 30-year Fixed
  • LPC & Borrower Paid Comp Available (or a combination of the two up to 3 points)
Qualify with Full Doc & Bank Statements
Jumbo Non-QM
  • Loan Amounts up to $4M
  • I/O available with a 650+ FICO
  • C/O available with no max cash in hand depending on LTV
  • Foreign National
  • No reserves required < 75% LTV
  • C/O proceeds can be used for reserves > 75% LTV
  • Can use transferred appraisals
Qualify with 100% on Personal Deposits and 50% on Business Deposits
12 Month Bank Statement
  • Up to $4M Loan Amounts
  • Up to 90% Max LTV
  • Self-Employed and 1099 Borrowers
  • 600 or greater credit scores
  • No reserves required < 75% LTV
  • No 4506T / No K1’s / No P&L’s
  • No MI
Interest Only program offers loan amounts up to $4M (O/O) with a 90% maximum LTV
Interest Only
  • 650 minimum credit score
  • Owner Occupied, Non-Owner Occupied, and 2nd Homes
  • Available on 5/1 and 7/1 ARM
  • Max LTV up to 90%
Individual Taxpayer Identification Number
  • Qualify Full Doc or 12-Month Bank Statement for SE
  • No reserves required ≤ 75% LTV
  • 2-year income history
  • Valid U.S. government issued ID
  • 80% Max LTV Purchase – 80% Max LTV Refinance
  • Loan amounts up to $1M

Click Here To Learn More


Not all programs are available in all states. Please contact your mortgage banker for full program eligibility and details.

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