Meet Our Team - Refined Lending

Nate Raich

EVP of Production & Division President of LHL | President of Refined Division
NMLS#: 224046

Bob Wilkerson

Area Sales Manager
NMLS#: 1075316

John Kinkeade

Branch Manager
NMLS#: 1123893

Carolyn Mayberry

Mortgage Banker
NMLS#: 1110027

Chris Norton

Branch Manager
NMLS 480193

Chris Dunn

Loan Officer
NMLS#: 282113

Mike Arvold & Arvold Mortgage Team

Mortgage Banker
NMLS#616278

Jon Wick

Loan Originator
NMLS#: 1481499

Jennifer Dierkhising

Loan Originator
NMLS#: 394144

Wendell Rushin

Loan Originator
NMLS1732764

Riley Altenburg

Loan Originator
NMLS1979891

Jerrid Boutto

Loan Originator NMLS 2076677

Sam German

Loan Originator
NMLS 2086416

Jenna Lebert

Loan Originator NMLS 2093348

Shannon Jaeger

Loan Originator
NMLS 987231

Weston Knutson

Loan Originator
NMLS 2182913

John Miller

Loan Originator
NMLS 2188015

Andrew Mitchell

Loan Originator
NMLS 2106443

Noemi Cagatin-Porter

Loan Originator
NMLS 2056010

Brian Bahr

Loan Originator
NMLS 38008

Nikki Syring

Loan Originator
NMLS 1441698

Refined Team is powered by Luminate Home Loans, Inc. a wholly owned subsidiary of Luminate Bank NOTICE TO TEXAS CONSMERS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

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