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Your local mortgage solution.

As an education based mortgage company we strive to offer you the ideal financing solution for your mortgage needs.

The Refined Experience

Refined Lending is your trusted Mortgage partner. Whether you are looking to build new, renovate, relocate or refinance; Refined Lending has the in-house products to help you! We strive to help all clients achieve that dream of home ownership. Our convenient website www.RefinedLending.com, goes over all program details so you can make an educated decision about what’s best for you.

We have nine physical locations in Minnesota (Blaine, Edina, Minneapolis, Coon Rapids, Maple Grove, Brainerd Lakes Area, Arden Hills and Forest Lake), and Aberdeen, South Dakota. We have on site Mortgage bankers in Wisconsin, Oklahoma, Alabama and throughout the US. All of our Mortgage Bankers are licensed to originate mortgages in 48 states! We are currently unable to lend in New York or Vermont.

Refined Lending is a division of Goldwater Bank N.A., NMLS 452955. The choice to work with Refined Lending will make your next move a simple, streamlined and highly rewarding experience.

Tell Us Your Story

Create memoriesBuild EquityRaise a familyStabilize Your housing costs

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

Get Your Quote

What are your goals?

Contact Us For A Free Consultation

Our clients are the foundation of our success.

3rd Party Client Reviews

Client reviews from around the internet.

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