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  • Must be a First Time Home Buyer 
  • 4:1 Match Up to $29,000
  • Contribution can come from gift funds or your bank account
  • Available for Conventional, VA, and FHA financing
  • Financing Borrower must complete certified First Time Home Buyer counseling class (certificate required) WISH Enrollment
  • Refined Lending Pre-Approval is valid for 12 months while you shop for your home. 


Start the pre-approval process today with Refined Lending and Elevate Builders.

Complete Quick Quote Request Below

Please fill out our Pre-Approval form below.
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Elevate Builders  and Refined Lending powered by Luminate Home Loans NMLS 150953 are not affiliated. This is not a commitment to lend. All products and rates are subject to change at anytime without notice. By applying you are authorizing both Refined Lending and Elevate Builders to contact you about your application.

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