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RL Rate Alert Service

Allows homeowners to set specific rate targets at which refinancing will save them thousands of dollars over the life of their loan. Not sure which rate to target? We are available to work with you individually to establish the perfect rate target. No private information is required; simply provide contact details and current mortgage rate to register and stay informed.

How do you do it?

Using our unique software, we aggregate the pricing from all of our lending partners on a daily basis and monitor your target rate for you. If and when it is reached, we’ll notify you of the savings opportunity immediately!

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First Time Homebuyer
First Time Homebuyer

Why do I need Rate Alert?

There are a multitude of reasons, but here are some of the most important ones:

  • Interest Rates can and do move very quickly! By being in the know with Rate Alert you could save thousands of dollars on your mortgage by immediately securing a competitive rate. In the last 12 months, rates on 30-year mortgages have varied by almost 1.25 percent! Today’s rate could be gone tomorrow — and along with it significant savings.
  • Rate Alert ensures you never overpay for your mortgage. By targeting a competitive rate and capturing it, you can save on your monthly payment, yes — but the real benefit presents itself in the long term. Consider a savings of only $100 per month over a 30-year loan — that might be over $30,000 over the course of the loan term! What else could those funds go toward? Paying for college? Shoring up your retirement plan? This often-overlooked step to your mortgage could be the key to securing other facets of your financial future.

Sign Up for RL Rate Alert Now

Get started by using one of our FREE tools!

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

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FHA

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VA

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Jumbo

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Renovation

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USDA

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New Construction

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Non QM Programs

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Low Down Payment Purchase Options

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Vacation Homes

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Build Remodel

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Check out our other mortgage calculators

Access our top-rated mortgage calculators to expertly assess your financing options, compare various loan types, and make informed decisions for your home buying journey.

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Assess how much home you can afford based on your income, expenses, and desired down payment.

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Compare the costs of renting versus buying a home to determine the best financial decision for your situation.

Rate Buydown Calculator

Check out how much you can save with a seller-paid rate buydown.

Repayment Calculator

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Mortgage Comparison Calculator

Compare different mortgage options side by side to find the best fit for your financial needs.

DSCR Investor Calculator

See what your investor ratio is with our DSCR calculator.

Refinance Comparison Calculator

Evaluate the potential savings and costs associated with refinancing your existing mortgage.

Adjustable Rate Mortgage Calculator

Determine your potential monthly payments and interest costs for an adjustable-rate mortgage over time.

VA Calculator

Estimate your monthly payments and total costs for a loan backed by the Department of Veterans Affairs.

Jumbo Calculator

Calculate your monthly payments and total costs for a jumbo mortgage that exceeds conforming loan limits.

FHA Calculator

Determine your potential monthly payments and total costs for a Federal Housing Administration loan.

Conventional Calculator

See the monthly payment and total cost for a conventional mortgage loan.

USDA Calculator

Calculate the costs and monthly payments associated with a USDA Rural Development loan.

203k Renovation Calculator

Analyze your debt service coverage ratio to evaluate the profitability of an investment property.

Frequently Asked Questions

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