Construction loans provide the individual homeowner the ability to purchase land/lot and construct the new home, in a single loan transaction.
As the homeowner, you will make a lot of decisions about your new home, but none are more important than selecting the right builder. Choosing the right builder will help ensure the successful completion of the project and you’ll be able to enjoy the experience of building your dream home.
Refined Lending, a division of Luminate Bank, has been financing consumer construction loans for years. We pride ourselves on meeting and exceeding the needs of the builder. Offering interim construction and permanent loan options for your customers, makes Refined Lending, a division of Luminate Bank, the right construction lender to work with you and your customers.
Refined Lending, a division of Luminate Bank, employs an in-house construction department. Our dedicated construction Loan Officers, Processors, Underwriters, Closers and Draw Coordinators work directly with the customer and builder thru the entire loan and construction process.
Post-Closing our Draw Coordinators will guide the builder and the homeowner through the entire draw process. Maintaining clearly defined direct communications, surrounding all aspects of the draw and inspection process is critical to successful completion. This level of service continues thru the construction phase until the home is complete and ready for occupancy.
Set a target rate and get notified when it’s time to refinance and save! Refined Lending, a division of Luminate Bank,’s Rate Alert helps you stay ahead of the market and could save you thousands over the life of your loan. Not sure what rate to aim for? We’ll help you find the right target. No sensitive info is needed – just your contact details and current mortgage rate to get started.
Hours:
Monday – Friday: 9 am – 5 pm
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