We’re dedicated to earning your trust with personalized mortgage solutions, competitive pricing, and clear communication. Our goal is to ensure you have all the information you need. Whether you’re a seasoned real estate investor or a first-time homebuyer, we understand the mortgage journey can be complex. That’s why we’re here to guide you every step of the way, providing expert advice and support tailored to your unique financial situation.
Refined Lending
a division of Luminate Bank // Â NMLS #1281698
Refined Lending, a division of Luminate Bank, is a custom home mortgage team specializing in up-and-coming or established, urban and suburban neighborhoods in the Twin Cities. Our experienced team works closely to suggest the perfect mortgage for your unique lifestyle; a payment that fits within your budget. The choice to work with Refined Lending, a division of Luminate Bank, will make your next move a simple, streamlined and highly rewarding experience. Our in-house products such as new construction, purchases, and refinancing will allow us to assist every homeowner.
With Refined Lending, a division of Luminate Bank, you will work with one team from the pre-approval stage all the way through your final home closing. Refined Lending, a division of Luminate Bank, partners with highly sought-after real estate agents, and home builders to make sure you get the most current trends and technology, as well as superior products and workmanship.
Contact Refined Lending, a division of Luminate Bank, today to find out what makes us stand out from the competition! Reaching us is easy:
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Join our team!
Interested in joining the team at Refined Lending, a division of Luminate Bank? Our culture and employees are what sets us apart from others in our industry. If you want to work for a company that cares about making a difference in the lives of our customers, referral partners and in the success of every staff member on our team, then Refined Lending, a division of Luminate Bank, may be the right place for you!
Contact one of our branch managers today.
