Who is this loan right for?
Foreign National Mortgage Loans serve non‑U.S. citizens who wish to buy residential or investment property in the U.S. but lack U.S. credit history or Social Security numbers.
Benefits of this loan program
- International buyer friendly: Mortgage options without U.S. credit.
- Flexible documentation: Accepts income and assets from overseas.
- Investment or residence: Available for primary, secondary, or investment properties.
General eligibility requirements
- Valid passport and visa documentation.
- Foreign income and asset verification.
- Higher down payment, often 25–30%+.
- Minimum credit standard (varies, often 680+).
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