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Refined Lending, a division of Luminate Bank, Client Feedback!

We want to hear from you! We love to hear from our clients and review all feedback submitted in an attempt to ensure that we are providing professional and efficient service.

If you need immediate assistance please call us (833) 755-6267

Refined Lending logo and branding, a division of Luminate Bank, featuring modern design elements and color gradient.

Refined Lending

a division of Luminate Bank   //  NMLS #1281698

Refined Lending, a division of Luminate Bank, is a custom home mortgage team specializing in up-and-coming or established, urban and suburban neighborhoods in the Twin Cities. Our experienced team works closely to suggest the perfect mortgage for your unique lifestyle; a payment that fits within your budget. The choice to work with Refined Lending, a division of Luminate Bank, will make your next move a simple, streamlined and highly rewarding experience. Our in-house products such as new construction, purchases, and refinancing will allow us to assist every homeowner.

With Refined Lending, a division of Luminate Bank, you will work with one team from the pre-approval stage all the way through your final home closing. Refined Lending, a division of Luminate Bank, partners with highly sought-after real estate agents, and home builders to make sure you get the most current trends and technology, as well as superior products and workmanship.

Contact Refined Lending, a division of Luminate Bank, today to find out what makes us stand out from the competition! Reaching us is easy:

MArvold@Refinedlending.comCNorton@RefinedLending.com(763) 784-8700
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Refined Lending logo and branding, a division of Luminate Bank, featuring modern design elements and color gradient.

Join our team!

Interested in joining the team at Refined Lending, a division of Luminate Bank?  Our culture and employees are what sets us apart from others in our industry. If you want to work for a company that cares about making a difference in the lives of our customers, referral partners and in the success of every staff member on  our team, then Refined Lending, a division of Luminate Bank, may be the right place for you!

Contact one of our branch managers today.