Set a target rate and get notified when it’s time to refinance and save! Refined Lending, a division of Luminate Bank,’s Rate Alert helps you stay ahead of the market and could save you thousands over the life of your loan. Not sure what rate to aim for? We’ll help you find the right target. No sensitive info is needed – just your contact details and current mortgage rate to get started.
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Monday – Friday: 9 am – 5 pm
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Refined Lending, a division of Luminate Bank, is committed to providing exceptional mortgage and refinancing solutions to our valued clients. As part of our team, Bob Wilkerson is dedicated to guiding you through every step of the lending process.
With years of industry experience and a deep understanding of the local market, Bob is well-equipped to help you find the best financing options to suit your unique needs. Whether you're a first-time homebuyer or looking to refinance your current mortgage, Bob's expertise and personalized service will ensure a smooth and stress-free experience.
Bob Wilkerson is a seasoned mortgage professional with a proven track record of helping clients achieve their homeownership goals. As a Mortgage Loan Officer at Refined Lending, Bob is passionate about providing personalized attention and tailored solutions to each of his clients.
With a deep understanding of the latest industry trends and a commitment to staying up-to-date with regulatory changes, Bob is equipped to navigate the complexities of the mortgage landscape on your behalf. His dedication to customer service and attention to detail ensure that you'll receive the guidance and support you need to make informed decisions about your financial future.
At Refined Lending, we understand that the mortgage process can be overwhelming. That's why we've designed our services to be as seamless and efficient as possible. With Bob Wilkerson as your dedicated Mortgage Loan Officer, you can expect a personalized approach to every aspect of your loan application.
From pre-qualification to closing, Bob will work closely with you to ensure that your mortgage experience is stress-free and tailored to your unique needs. Whether you're looking to purchase a new home or refinance your current mortgage, Bob's expertise and attention to detail will help you navigate the process with confidence.
At the heart of Refined Lending's mission is a unwavering commitment to exceptional customer service. As a member of our team, Bob Wilkerson embodies this dedication, providing personalized attention and support to every client he works with.
Whether you have questions about the loan application process, need guidance on the best financing options, or simply want to discuss your long-term financial goals, Bob is here to listen and offer the insights and resources you need to make informed decisions. With his extensive knowledge of the mortgage industry and his genuine care for his clients, Bob is the trusted partner you can count on throughout your homeownership journey.