It is my pleasure to offer you a wide selection of loan programs, competitive rates, and friendly service with Refined Lending, a division of Luminate Bank, and The Arvold Mortgage Team. Once we understand your specific needs, my team and I will guide you through the financing process. Unlike mortgage brokers and larger banks where the loan process is often confusing and frustrating, we work to make it easy for you. Our team strives to offer 6- Star level service to all our clients. You can read our reviews and decide for yourself.

Whether you’re looking to purchase, build, refinance or invest, discover why Refined Lending, a division of Luminate Bank, and The Arvold Mortgage Team is the right choice for you.