Set a target rate and get notified when it’s time to refinance and save! Refined Lending, a division of Luminate Bank,’s Rate Alert helps you stay ahead of the market and could save you thousands over the life of your loan. Not sure what rate to aim for? We’ll help you find the right target. No sensitive info is needed – just your contact details and current mortgage rate to get started.
Hours:
Monday – Friday: 9 am – 5 pm
© 2025 All Rights Reserved | Luminate Bank | Accessibility Menu | Privacy Policy | Company Licenses | NMLS Consumer Access
This is a loan production office of Luminate Bank.
© 2026. Website by LoanSites.
Lindsey Buchanan is a seasoned mortgage professional at Refined Lending, a division of Luminate Bank. With years of experience in the industry, she is dedicated to guiding customers through the mortgage process and helping them secure favorable rates.
Lindsey's expertise covers a wide range of mortgage services, including refinancing, loan applications, and customer support. She takes pride in her ability to provide personalized attention and ensure a smooth, stress-free experience for each client.
At Refined Lending, customer satisfaction is the top priority. The team, led by Lindsey Buchanan, is committed to helping customers navigate the complexities of mortgage lending and find solutions that best meet their financial needs.
By leveraging industry knowledge and a customer-centric approach, Refined Lending aims to make the mortgage process as seamless and straightforward as possible for its clients. The team's dedication to providing personalized guidance and support is a key differentiator in the industry.
Refined Lending specializes in mortgage refinancing, offering customers the opportunity to potentially lower their interest rates, reduce monthly payments, or access home equity. Lindsey Buchanan and the team work closely with clients to understand their financial goals and identify the most suitable refinancing options.
With a focus on transparency and open communication, Refined Lending ensures that customers are fully informed throughout the refinancing process. The team's expertise and commitment to customer satisfaction make them a trusted partner for those seeking to optimize their mortgage terms.
Refined Lending offers a streamlined mortgage application process, making it easier for customers to take the first step towards homeownership or refinancing. Lindsey Buchanan and her team guide clients through every stage of the application, providing personalized support and ensuring a seamless experience.
By leveraging the resources and expertise of Luminate Bank, Refined Lending is able to offer competitive rates and flexible loan options to meet the diverse needs of its customers. The team's commitment to exceptional service and customer satisfaction sets them apart in the mortgage industry.