Set a target rate and get notified when it’s time to refinance and save! Refined Lending, a division of Luminate Bank,’s Rate Alert helps you stay ahead of the market and could save you thousands over the life of your loan. Not sure what rate to aim for? We’ll help you find the right target. No sensitive info is needed – just your contact details and current mortgage rate to get started.
Hours:
Monday – Friday: 9 am – 5 pm
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Carolyn Mayberry is a seasoned mortgage professional with over a decade of experience in the industry. As a member of the Refined Lending team, which operates under Luminate Bank, she is dedicated to guiding clients through the complexities of the mortgage and refinancing process.
With a deep understanding of the local market and a commitment to exceptional customer service, Carolyn works closely with each client to identify their unique financial goals and provide tailored solutions to help them achieve their dreams of homeownership or financial stability.
At Refined Lending, we understand that obtaining a mortgage or refinancing can be a daunting task. That's why our team, led by professionals like Carolyn Mayberry, is dedicated to simplifying the process and ensuring our clients feel informed and empowered every step of the way.
Whether you're a first-time homebuyer or an experienced homeowner, we are here to provide the guidance, expertise, and personalized attention you need to make the best financial decisions for your future.
Carolyn's extensive experience in the mortgage industry, combined with her deep knowledge of the local market, makes her an invaluable asset to the Refined Lending team. She holds a Bachelor's degree in Finance and has earned numerous industry certifications, including as a Certified Mortgage Advisor and a Certified Residential Mortgage Specialist.
Carolyn's commitment to staying up-to-date with the latest industry trends and regulations ensures that she can provide her clients with the most accurate and reliable information to make informed decisions about their financial future.
Whether you're looking to purchase your first home, refinance your current mortgage, or explore investment opportunities, Carolyn Mayberry is here to guide you through the process. She will work closely with you to understand your unique financial situation, your goals, and your concerns, and then develop a customized plan to help you achieve your objectives.
From navigating the complex paperwork to negotiating the best terms and rates, Carolyn's expertise and personalized attention will ensure that you have the support you need to make the most informed decisions about your financial future.