Katie O’Groske
Mortgage Loan Originator // NMLS #1900506
Mortgage Loan Originator // NMLS #1900506
It is my pleasure to offer you a wide selection of loan programs, competitive rates, and friendly service with Refined Lending, a division of Luminate Bank, powered by Luminate Home Loans. Once I understand your specific needs, I will guide you through the financing process. Unlike mortgage brokers and larger banks where the loan process is often confusing and frustrating, we work to make it easy for you. Whether you’re looking to purchase, build, refinance or invest, discover why Refined Lending, a division of Luminate Bank, | Luminate Home Loans is the right place for you.
Set a target rate and get notified when it’s time to refinance and save! Refined Lending, a division of Luminate Bank,’s Rate Alert helps you stay ahead of the market and could save you thousands over the life of your loan. Not sure what rate to aim for? We’ll help you find the right target. No sensitive info is needed – just your contact details and current mortgage rate to get started.
Hours:
Monday – Friday: 9 am – 5 pm
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Refined Lending, a division of Luminate Bank, is a mortgage company dedicated to providing exceptional service and a wide range of loan programs to meet the diverse needs of its clients. As a leading provider of residential financing solutions, Refined Lending is committed to guiding clients through the mortgage process with personalized attention and competitive rates.
Refined Lending's mission is to simplify the mortgage experience and help clients achieve their homeownership goals. With a focus on customer satisfaction and industry expertise, the company offers a comprehensive suite of loan products, including conventional, FHA, VA, and jumbo mortgages, as well as refinancing options.
Refined Lending, a division of Luminate Bank, offers a variety of loan programs to cater to the unique financial needs of its clients. From first-time homebuyers to experienced investors, the company provides tailored solutions to ensure a seamless and successful mortgage experience.
Clients can explore a range of loan options, including fixed-rate mortgages, adjustable-rate mortgages, jumbo loans, and government-backed programs like FHA and VA loans. The Refined Lending team is dedicated to educating clients on the available options and guiding them towards the most suitable financing solution.
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