Chris Norton
Mortgage Branch Manager // NMLS #480193
Mortgage Branch Manager // NMLS #480193
It is my pleasure to offer you a wide selection of loan programs, competitive rates, and friendly service with Refined Lending, a division of Luminate Bank,. Once I understand your specific needs, I will guide you through the financing process. Unlike mortgage brokers and larger banks where the loan process is often confusing and frustrating, we work to make it easy for you. Whether you’re looking to purchase, build, refinance or invest, discover why Refined Lending, a division of Luminate Bank, is the right place for you.
Set a target rate and get notified when it’s time to refinance and save! Refined Lending, a division of Luminate Bank,’s Rate Alert helps you stay ahead of the market and could save you thousands over the life of your loan. Not sure what rate to aim for? We’ll help you find the right target. No sensitive info is needed – just your contact details and current mortgage rate to get started.
Hours:
Monday – Friday: 9 am – 5 pm
© 2025 All Rights Reserved | Luminate Bank | Accessibility Menu | Privacy Policy | Company Licenses | NMLS Consumer Access
This is a loan production office of Luminate Bank.
© 2026. Website by LoanSites.
chris norton, luminatebank, refined lending
Refined Lending, a division of Luminate Bank, is a trusted mortgage provider that offers a wide selection of loan programs, competitive rates, and personalized service. Whether you're looking to purchase, build, refinance, or invest in a property, Refined Lending is committed to making the loan process straightforward and stress-free for its clients.
The company's experienced team, led by Mortgage Branch Manager Chris Norton, works diligently to understand each client's unique financial situation and goals, and then tailors a mortgage solution that best meets their needs. With a focus on customer satisfaction and a dedication to industry-leading standards, Refined Lending is the right choice for those seeking a seamless mortgage experience.
Refined Lending, a division of Luminate Bank, provides a variety of loan programs to cater to the diverse needs of its clients. From traditional fixed-rate and adjustable-rate mortgages to specialized options like jumbo loans and investment property financing, the company has the expertise to guide borrowers through the entire loan process.
Clients can also take advantage of Refined Lending's innovative Rate Alert system, which helps them stay ahead of the market and potentially save thousands over the life of their loan. By closely monitoring interest rate fluctuations, the company can proactively notify clients of opportunities to refinance or lock in a more favorable rate, ensuring they get the best possible deal.
chris norton, luminatebank, refined lending
Refined Lending, a division of Luminate Bank, is a trusted mortgage provider that offers a wide selection of loan programs, competitive rates, and personalized service. Whether you're looking to purchase, build, refinance, or invest in a property, Refined Lending is committed to making the loan process straightforward and stress-free for its clients.
The company's experienced team, led by Mortgage Branch Manager Chris Norton, works diligently to understand each client's unique financial situation and goals, and then tailors a mortgage solution that best meets their needs. With a focus on customer satisfaction and a dedication to industry-leading standards, Refined Lending is the right choice for those seeking a seamless mortgage experience.
Refined Lending, a division of Luminate Bank, provides a variety of loan programs to cater to the diverse needs of its clients. From traditional fixed-rate and adjustable-rate mortgages to specialized options like jumbo loans and investment property financing, the company has the expertise to guide borrowers through the entire loan process.
Clients can also take advantage of Refined Lending's innovative Rate Alert system, which helps them stay ahead of the market and potentially save thousands over the life of their loan. By closely monitoring interest rate fluctuations, the company can proactively notify clients of opportunities to refinance or lock in a more favorable rate, ensuring they get the best possible deal.