Skip to main content

One Plus Program

What if your down payment requirement were only 1% and you didn’t need to pay the other 2% plus the expensive mortgage insurance?

Learn More

Interested? Let's Talk.

The Details

• Get up to $7,000 towards a down payment*
• Do not need to be a first-time homebuyer
• Min FICO 620
• No LLPAs with no investor loan level pricing adjustments
• Income limit ≤ 80% of the Area Median Income (AMI) where purchasing
• Primary Residence, one-unit Properties
• Max loan Amount $350,000

DISCLAIMER

Qualified Client(s) will be required to pay a 1% down payment, with the ability to pay a maximum of 3%.  The One Plus Program will cover an additional 2% of the client’s purchase price as a down payment, or $2,000. The maximum grant amount is $7,000. Offer valid on primary residence, conventional loan products only. Maximum loan amount of $350,000. Cost of mortgage insurance premium passed through to client effective January 2, 2024. Offer valid only for home buyers when qualifying income is less than or equal to 80% area median income based on the county where the property is located. Not available with any other discounts or promotions and cannot be retroactively applied to previously closed loans or loans that have a locked rate. This is not a commitment to lend. Refined Lending a division of Luminate Bank, reserves the right to cancel/modify this offer at any time. Additional restrictions/conditions may apply.