Set a target rate and get notified when it’s time to refinance and save! Refined Lending, a division of Luminate Bank,’s Rate Alert helps you stay ahead of the market and could save you thousands over the life of your loan. Not sure what rate to aim for? We’ll help you find the right target. No sensitive info is needed – just your contact details and current mortgage rate to get started.
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Monday – Friday: 9 am – 5 pm
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Refined Lending, a division of Luminate Bank, specializes in providing tailored mortgage solutions with a focus on corporate care and refinancing options. Our team of experts is dedicated to helping clients navigate the complexities of the mortgage industry and achieve their financial goals.
Whether you're a business looking to streamline your employees' mortgage needs or an individual seeking to refinance your home, Refined Lending has the tools and resources to guide you through the process. Our innovative Rate Alert notifications and user-friendly mortgage calculators empower you to make informed decisions and stay ahead of the market.
Refined Lending understands the unique needs of corporate clients. Our corporate care services offer a seamless solution for businesses looking to assist their employees with mortgage-related matters. We provide tailored mortgage programs, personalized guidance, and dedicated support to ensure a hassle-free experience for both the employer and the employee.
By partnering with Refined Lending, businesses can demonstrate their commitment to employee well-being and financial wellness, ultimately enhancing job satisfaction and retention.
Refinancing your mortgage can unlock significant savings and opportunities. Refined Lending's team of experts will guide you through the refinancing process, ensuring you explore all available options and make an informed decision that aligns with your financial goals.
Our refinancing services include in-depth analysis of your current mortgage, personalized rate comparisons, and streamlined application assistance. With Refined Lending, you can take advantage of market fluctuations and potentially lower your monthly payments or shorten the term of your loan.
Applying for a mortgage can be a daunting task, but Refined Lending is here to simplify the process. Our user-friendly application tools and dedicated support team will guide you every step of the way, ensuring a seamless and stress-free experience.
Whether you're a first-time homebuyer or an experienced homeowner, our mortgage experts will work closely with you to understand your unique needs, provide personalized recommendations, and support you throughout the entire application and approval process.
Refined Lending, a division of Luminate Bank, specializes in providing tailored mortgage solutions with a focus on corporate care and refinancing options. Our team of experts is dedicated to helping clients navigate the complexities of the mortgage industry and achieve their financial goals.
Whether you're a business looking to streamline your employees' mortgage needs or an individual seeking to refinance your home, Refined Lending has the tools and resources to guide you through the process. Our innovative Rate Alert notifications and user-friendly mortgage calculators empower you to make informed decisions and stay ahead of the market.
Refined Lending understands the unique needs of corporate clients. Our corporate care services offer a seamless solution for businesses looking to assist their employees with mortgage-related matters. We provide tailored mortgage programs, personalized guidance, and dedicated support to ensure a hassle-free experience for both the employer and the employee.
By partnering with Refined Lending, businesses can demonstrate their commitment to employee well-being and financial wellness, ultimately enhancing job satisfaction and retention.
Refinancing your mortgage can unlock significant savings and opportunities. Refined Lending's team of experts will guide you through the refinancing process, ensuring you explore all available options and make an informed decision that aligns with your financial goals.
Our refinancing services include in-depth analysis of your current mortgage, personalized rate comparisons, and streamlined application assistance. With Refined Lending, you can take advantage of market fluctuations and potentially lower your monthly payments or shorten the term of your loan.
Applying for a mortgage can be a daunting task, but Refined Lending is here to simplify the process. Our user-friendly application tools and dedicated support team will guide you every step of the way, ensuring a seamless and stress-free experience.
Whether you're a first-time homebuyer or an experienced homeowner, our mortgage experts will work closely with you to understand your unique needs, provide personalized recommendations, and support you throughout the entire application and approval process.