Set a target rate and get notified when it’s time to refinance and save! Refined Lending, a division of Luminate Bank,’s Rate Alert helps you stay ahead of the market and could save you thousands over the life of your loan. Not sure what rate to aim for? We’ll help you find the right target. No sensitive info is needed – just your contact details and current mortgage rate to get started.
Hours:
Monday – Friday: 9 am – 5 pm
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Refined Lending, a division of Luminate Bank, is dedicated to providing exceptional mortgage and refinancing services to our valued customers. Our team of experienced professionals is committed to guiding you through every step of the loan process, ensuring a smooth and successful experience.
Whether you're looking to purchase a new home or refinance your existing mortgage, we have the expertise and resources to help you achieve your financial goals. Our personalized approach and commitment to customer satisfaction set us apart in the industry.
At Refined Lending, we take pride in our team of knowledgeable and dedicated mortgage professionals. Led by Jennifer Dierkhising, our experienced bankers are committed to providing you with exceptional service and tailored solutions to meet your unique needs.
With a deep understanding of the mortgage industry and a strong focus on customer satisfaction, our team is here to support you throughout the entire loan process. From initial consultation to final approval, you can count on our expertise and attention to detail.
At Refined Lending, we understand that navigating the mortgage process can be overwhelming. That's why we've designed a streamlined approach to make it as easy and stress-free as possible for our clients.
From online application to seamless document management, we've leveraged the latest technology to simplify the entire process. Our team will guide you every step of the way, ensuring you have the information and support you need to make informed decisions and achieve your home ownership goals.
At Refined Lending, we are committed to providing our clients with the most competitive mortgage rates and a wide range of flexible options to suit their unique financial needs. Whether you're looking for a traditional fixed-rate mortgage, an adjustable-rate loan, or a specialized product, our team will work closely with you to find the perfect solution.
We understand that every client's financial situation is different, which is why we take the time to understand your goals and tailor our offerings accordingly. With Refined Lending, you can trust that you're getting the best possible deal on your mortgage or refinancing.