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Bottom Line Accounting Services, LLC logo, representing a partnership with Refined Lending for exclusive mortgage benefits.

Message From Bottom Line Accounting Services, LLC

Greetings~ As you all know, the core of our success is teamwork, and valuing every individual who helps us thrive as a whole. We strive to help every team member achieve success personally and professionally.

In the spirit of home, family & financial well-being, we are excited to announce an exclusive partnership with a leading mortgage company, Refined Lending, a division of Luminate Bank,. This local mortgage lender is noted for its growth and customer service.

Refined Lending, a division of Luminate Bank,’s dedicated and experienced team is looking forward to helping with your home purchase or refinance needs.

About The Program

Refined Lending, a division of Luminate Bank, is a local mortgage lender regularly recognized for growth and service in the industry and several other publications.

This dedicated and experienced team is looking forward to serving your refinance and purchase needs. Bottom Line Accounting Services, LLC employees and family members automatically qualify for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • .75% credit to loan fees * Up to $4000
  • Discounted Realtor fees * with participating Realtors, ask your banker for more info*
  • Superior service levels and quick closing
Smiling woman with long blonde hair and a stylish gray top, representing Refined Lending, promoting mortgage refinancing and rate alert notifications.

Jennifer Dierkhising

Sales Manager   //  NMLS #394144

Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage, and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know.

JDierkhising@RefinedLending.com(763) 458-4615
Apply Now
Smiling woman with long blonde hair and a stylish gray top, representing Refined Lending, promoting mortgage refinancing and rate alert notifications.