Greetings~ As you all know, the core of our success is teamwork, and valuing every individual who helps us thrive as a whole. We strive to help every team member achieve success personally and professionally.
In the spirit of home, family & financial well-being, we are excited to announce an exclusive partnership with a leading mortgage company, Refined Lending, a division of Luminate Bank,. This local mortgage lender is noted for its growth and customer service.
Refined Lending, a division of Luminate Bank,’s dedicated and experienced team is looking forward to helping with your home purchase or refinance needs.
About The Program
Refined Lending, a division of Luminate Bank, is a local mortgage lender regularly recognized for growth and service in the industry and several other publications.
This dedicated and experienced team is looking forward to serving your refinance and purchase needs. Blaine Family Vet employees and family members automatically qualify for the following discounts:
Appraisal fee credited at closing
Highly competitive rates
Complimentary credit review
.75% credit to loan fees * Up to $4000
Discounted Realtor fees * with participating Realtors, ask your banker for more info*
Superior service levels and quick closing
Nate Raich
EVP- Retail Lending Luminate Bank // Â NMLS #224046
Nathan Raich grew up on a dairy farm, in Meadowlands, MN. The value of a hard day’s work was engrained in him from the time he was born. His love for Sales and Finance occurred when he started selling furniture which made for a smooth transition into Mortgage and Real Estate, where he found his niche. He started as a Loan Originator over 20 years ago. Having a young growing family and being raised by an Entrepreneur, this inspired and pushed him to branch out on his own & start his own Brokerage. Nate was a one-man team, selling, originating, and processing mortgages from his home office while he built up his Network. Eventually he was able to expand to a commercial office and hire a small staff (many of whom are still with him today) and partner with a great team of Originators. Nate was awarded as being a TOP 1% Mortgage Producer in the Country multiple times and continuously managed the top producing Branches.
In 2018, Nate’s goal of owning his own mortgage company came to fruition when he opened Refined Lending, a division of Luminate Bank,. He began with 23 employees and one location in Blaine, MN. Even though the Company continues to grow and expand, the Culture of a “Family Feel” has remained. Our motto is t “Work Hard, Stay Humble.” Having strong Core Values, a great working relationship with our Business Partners, being rooted and giving back to the Community, and having amazing Clients has contributed to the success of Refined Lending, a division of Luminate Bank,.
Refined Lending, a division of Luminate Bank, is a loan production office of Luminate Bank. NMLS 1281698 | Equal Housing Lender | Member FDIC
Exclusive Mortgage Program for Blaine Family Vet Employees
Benefits and Qualifications
As a valued employee of Blaine Family Vet, you and your family members are eligible for an exclusive mortgage program through Refined Lending, a division of Luminate Bank. This program offers a range of benefits, including appraisal fee credits, highly competitive rates, and complimentary credit reviews.
To qualify, you must be a current Blaine Family Vet employee or a member of your immediate family. The dedicated and experienced team at Refined Lending is committed to guiding you through the home purchase or refinancing process, ensuring a seamless and rewarding experience.
Refined Lending's Commitment to the Community
Refined Lending, a division of Luminate Bank, is a local mortgage lender known for its growth, service, and recognition in the industry. The company's motto, "Work Hard, Stay Humble," reflects its dedication to fostering a strong sense of community and supporting its clients.
Refined Lending's commitment to the community extends beyond its mortgage services. The company actively gives back and remains rooted in the local area, contributing to the success and well-being of the neighborhoods it serves.
Streamlined Application Process
Applying for the exclusive mortgage program through Refined Lending is a straightforward and efficient process. The company's team of experienced professionals will guide you through every step, ensuring a quick and seamless closing.
Whether you're looking to purchase a new home or refinance your existing mortgage, Refined Lending's superior service levels and commitment to superior customer experience will make the process as stress-free as possible.
Experienced Leadership and Personalized Approach
At the helm of Refined Lending is Nate Raich, a seasoned mortgage professional with a deep understanding of the industry and a passion for helping families achieve their homeownership dreams. Nate's background as a one-man team and his entrepreneurial spirit have shaped the company's culture of personalized service and attention to detail.
Refined Lending's "Family Feel" approach ensures that each client receives the individualized attention and support they need, regardless of the size of their loan or the complexity of their financial situation.
Exclusive Mortgage Program for Blaine Family Vet Employees
Benefits and Qualifications
As a valued employee of Blaine Family Vet, you and your family members are eligible for an exclusive mortgage program through Refined Lending, a division of Luminate Bank. This program offers a range of benefits, including appraisal fee credits, highly competitive rates, and complimentary credit reviews.
To qualify, you must be a current Blaine Family Vet employee or a member of your immediate family. The dedicated and experienced team at Refined Lending is committed to guiding you through the home purchase or refinancing process, ensuring a seamless and rewarding experience.
Refined Lending's Commitment to the Community
Refined Lending, a division of Luminate Bank, is a local mortgage lender known for its growth, service, and recognition in the industry. The company's motto, "Work Hard, Stay Humble," reflects its dedication to fostering a strong sense of community and supporting its clients.
Refined Lending's commitment to the community extends beyond its mortgage services. The company actively gives back and remains rooted in the local area, contributing to the success and well-being of the neighborhoods it serves.
Streamlined Application Process
Applying for the exclusive mortgage program through Refined Lending is a straightforward and efficient process. The company's team of experienced professionals will guide you through every step, ensuring a quick and seamless closing.
Whether you're looking to purchase a new home or refinance your existing mortgage, Refined Lending's superior service levels and commitment to superior customer experience will make the process as stress-free as possible.
Experienced Leadership and Personalized Approach
At the helm of Refined Lending is Nate Raich, a seasoned mortgage professional with a deep understanding of the industry and a passion for helping families achieve their homeownership dreams. Nate's background as a one-man team and his entrepreneurial spirit have shaped the company's culture of personalized service and attention to detail.
Refined Lending's "Family Feel" approach ensures that each client receives the individualized attention and support they need, regardless of the size of their loan or the complexity of their financial situation.
