skip to Main Content


  • Must be a First Time Home Buyer 
  • 4:1 Match Up to $29,000
  • Contribution can come from gift funds or your bank account
  • Available for Conventional, VA, and FHA financing
  • Financing Borrower must complete certified First Time Home Buyer counseling class (certificate required) WISH Enrollment
  • Refined Lending Pre-Approval is valid for 12 months while you shop for your home. 


Start the WISH pre-approval process today with Refined Lending and RH Builders.

Complete Quick Quote Request Below

Please fill out our Pre-Approval form below.
Your data is secure and protected by 2048 bit Industry Standard SSL Certificate

Step 1 of 8

RH Builders and Refined Lending powered by Luminate Home Loans NMLS 150953 are not affiliated. This is not a commitment to lend. All products and rates are subject to change at anytime without notice. By applying you are authorizing both Refined Lending and RH Builders & its affiliate companies, NRP Homes and Elevate Builders to contact you about your application.

Back To Top
Translate »