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Residential Builder

As a National Construction Lender, Refined Lending has been financing consumer construction loans for years. We pride ourselves on meeting and exceeding the needs of the builder. Offering interim construction and permanent loan options for your customers, makes Refined Lending the right construction lender to work with you and your customers.

Refined Lending employs an in-house construction department. Our dedicated construction Loan Officers, Processors, Underwriters, Closers and Draw Coordinators work directly with the customer and builder thru the entire loan and construction process.

Post-Closing our Draw Coordinators will guide the builder and the homeowner through the entire draw process. Maintaining clearly defined direct communications, surrounding all aspects of the draw and inspection process is critical to successful completion. This level of service continues thru the construction phase until the home is complete and ready for occupancy.

Interim Construction Loan

  • Interim Construction loan buys the land and builds the home!
  • Build-on-Land Program!
  • Purchase the land from a 3rd party seller or the builder!
  • Land Equity in lieu of cash down payment available for customer owned land.
  • Short term construction loan and permanent mortgage provided by GWB.

Single Close Transaction Loan

  • One Closing!
  • On set of closing fees!
  • One loan buys the land and builds the home!
  • Build-on-Land Program!
  • Purchase the land from a 3rd party seller or the builder!
  • Land Equity in lieu of cash down payment available for customer owned land.
  • No customer re-qualification or loan refinance is required, upon completion of construction
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