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At Refined Lending we often refer to each other as family, and we mean it. We all truly care about one another and strive to help everyone on the team succeed. One of our top core values is giving back to the local communities we work and live in. This is something that is held near and dear to all our hearts. We really love supporting each other as co workers AND supporting our local community. That is where our Refined Difference Project originated from.  Each month we showcase a different RL Family member and donating to a local charity of their choice. We  also provide links and information on how YOU can donate and support them as well!

For November and December we decided to showcase the entire RL Team and support one of our favorite local charities Toys for Joy. Each year our team has held toy drive parties to collect toys and funds for this charity. With COVID we had to be creative and find other ways to support them. Our team will be donating $1000.00 to the Charity and we encourage anyone who has the means to donate to this amazing charity.

About Toys for Joy INC.

All money raised through the Toys For Joy program stays in Anoka County and there are no overhead costs to this program as it operates as a part of the St. Paul Area Association of REALTORS® with services volunteered and materials either donated or loaned to the organization. Toys For Joy has touched the lives of well over 1000 families with approximately 4000 children. All of these efforts lead to the primary purpose and activity of Toys For Joy, that being the annual Christmas distribution event that takes place at the Anoka Armory at 408 Main Street, Anoka, MN in December. The National Guard generously donates the Armory building for use in a controlled distribution of donations.


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